Have you been skiing in 20 degree weather without your gloves? It can be a memorable and painful experience. If you’ve been there and done that, it helps to have a checklist of things to remember when preparing for a day of skiing or snowboarding. Otherwise, you expect to pay too much money when you get to the pro shop at the ski lodge. For example, consider paying $21.99 for gloves instead of the traditional $1-$10. Read more on Five essentials for skiers and snowboarders…